
Helge Ippensen
Helge holds an MBA focused on law and a state examination in public law, and looks back on over two decades of experience as an entrepreneur and investor. As a certified property manager (IHK), he is also at home in the real-estate world. At Spargold, Helge mainly writes about investment, precious metals, real estate and legal topics.
Articles by Helge Ippensen

Oil Rises, Gold Falls: Why the Safe Haven Is Currently Under Pressure
10/27/2026Gold is falling despite market anxiety, while oil rises. What the oil price, inflation, the Fed, margin calls, and central bank purchases have to do with the unusual gold correction.
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Hemingway on Inflation and War: Why His 1935 Statement Resonates Today
10/26/2026In 1935, Ernest Hemingway warned against inflation and war as supposed drivers of prosperity. The quote is authentic. Here is what holds true economically—and how gold fits into the picture.
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Gold at a Low? Why the Time Horizon Changes the Whole Story
10/26/2026Gold falls below $4,000 and is approximately 26 percent below its record high. Simultaneously, it stands more than 200 percent higher in Euros than it did ten years ago. Why both statements are true.
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Audi Invests 4 Billion in Georgia: Is Germany Losing Its Industry?
10/26/2026Audi plans its first US plant: 4 billion dollars and 4,500 jobs in Georgia. Simultaneously, VW intends to cut another 12,000 positions in Germany. Deindustrialization or global location logic?
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Germany −11%, Poland +54% – and Debates on Gold are Also Diverging
10/20/2026Germany's industrial production is approximately 11% below 2015 levels, while Poland's is around 54% above. What the Eurostat data actually shows – and which conclusions are valid.
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Perhaps Blockchain Needs AI of All Things for Its Breakthrough
10/12/2026Mahsa Doorfard from coinIX speaks with Spargold about DeFi, AI, tokenization, and blockchain. Why AI could finally make the technology invisible—and thus suitable for the mass market.
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Silver at 60 Dollars: Will US Inflation Data Decide the Rally?
10/12/2026Silver is struggling around the 60-dollar mark. US inflation data is due on Wednesday. High volatility looms in the short term, while the silver market remains in its sixth consecutive year of deficit in the long term.
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Ray Dalio Warns of the "Debt Heart Attack," the Giga-Crash: What Happens When the World's Safest Investment Becomes a Problem?
10/12/2026$40 trillion in US debt, Treasury yields over 5 percent, and Ray Dalio warns of a debt crisis within two years. Why he prefers gold and geographical diversification.
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Bundesbank President Nagel Explains: Why Central Banks Are Buying Gold Again
10/12/2026Joachim Nagel explains why gold is becoming more important for central banks again: no classic counterparty risk, sanctions, national debt, and diversification. What is really behind the gold trend.
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10 Trillion Euros of "Lazy Money"? What the EU Plans for Europe's Savings
10/08/2026Ursula von der Leyen calls Europe's savings "idle" and aims to mobilize 10 trillion euros more effectively for businesses. Is there a threat of access to bank balances – or is it about voluntary investing?
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Buying Gold from 5 Euros: How Spargold Makes Physical Precious Metals Accessible
10/06/2026Gold and silver from as little as 5 euros? The Jever-based fintech Spargold combines an app with physically backed precious metals in a high-security vault in Singapore.
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Detecting Gold Fraud: Why Magnet Tests and Hallmarking Alone Are Not Enough
10/05/2026Counterfeit gold offers are becoming more professional. Why magnet tests, weight, and hallmarking alone do not provide security – and what investors should really look for when buying gold.
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DEAN instead of IBAN? What the new Digital Euro account number means for the Digital Euro and for Gold
09/29/2026The digital euro is receiving its own account identifier with the DEAN (but gold is not!). How it works, why it does not replace the IBAN, and what it reveals about the digital euro's infrastructure.
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Top Tax Rate Already at Average Earnings? What the Figures Really Show
09/29/2026In 1969, the top tax rate only applied at around nine times the average salary. Today, the 42 percent threshold is close to the average gross income. What lies behind the numbers – and what they conceal.
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Silver Ahead of the PCE Showdown: Is the Rally Really About to Collapse for Investors?
09/28/2026Silver faces crucial US inflation data. High oil prices, rising yields, and further Fed rate hikes are weighing on the market – yet the physical silver market remains in deficit.
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Germany Has Some of the Largest Gold Reserves and Its Own Gas in the Ground – Yet Imports Fracking Gas From Abroad
09/28/2026Germany possesses significant shale gas resources – but prohibits unconventional fracking. What role did science, environmental concerns, and Russian gas actually play?
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Diesel at 2.45 Euros: What Record Fuel Prices Mean for Inflation and Purchasing Power
09/17/2026Diesel reaches 2.453 euros per liter, E10 is around 2.30 euros. Why high fuel prices burden inflation and purchasing power far beyond the gas station.
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Digital Euro 2026: 10 Myths and Criticisms Fact-Checked
09/14/2026Digital euro from 2029? We examine ten common claims regarding cash, data protection, programmability, limits, and control – based on current EU plans.
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ECB Raises Interest Rates to 2.50%: What the Rate Hike Means for Gold and Investors Now
09/10/2026The ECB is raising the deposit rate to 2.50%. What the interest rate hike means for inflation, gold, bonds, and savers – with current market data.
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Saxony-Anhalt 2026: What 43.8 Percent for the AfD Reveals About Economic Trust
09/07/2026AfD 43.8%, CDU 17.2%: The election in Saxony-Anhalt is changing the political landscape. The shift in trust regarding the economy and energy is particularly noteworthy.
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Gold is Not a Stablecoin – and That is an Advantage
09/05/2026Singapore is tightening the rules for stablecoins. What backing and custody mean – and why gold is nevertheless something different.
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86 Tons of Gold Leave North America – and the Reasoning is Remarkable
09/04/2026The Dutch central bank is reallocating 86 tons of gold from New York and Ottawa to London. What crisis prevention, systemic risks, and gold as an "anchor of trust" have to do with it.
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8.2 Million Germans are Thinking About Emigrating. But Perhaps That is the Wrong Question.
08/31/2026According to INSA, 14% of Germans are considering emigration. In 2025, 288,579 German citizens actually left the country. However, geographical diversification does not necessarily begin with a move.
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Germans Own 9,173 Tons of Gold – and the Most Intriguing Figure is a Different One
08/31/2026German private households own 9,173 tons of gold worth over 1.4 trillion euros. The Reisebank Gold Study 2026 shows why gold is becoming increasingly important.
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Gold Above $4,640: What Lies Behind the New "Debasement Trade"
08/25/2026Gold rises to a three-month high above $4,640. Simultaneously, the US Treasury is expanding its bond buybacks. Why investors are once again discussing currency debasement, the dollar, and gold.
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EU Tightens Third-Country Banking from 2027 – What Does This Mean for Gold in Singapore?
08/24/2026From January 2027, new EU rules for banking services from third countries will apply. What CRD VI actually prohibits – and why physical gold must be distinguished from it.
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US Debt Like After the World War: Why This Is Relevant for Gold
08/23/2026Publicly held US debt is projected to reach approximately 101% of GDP by 2026. The historical record of 1946 is drawing closer. What this means for the dollar, interest rates, and gold.
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55 Years of the Nixon Shock: From $35 Gold to $4,600 Gold
08/23/2026On August 15, 1971, Nixon closed the gold window. 55 years later, gold costs more than $4,600. What the end of Bretton Woods means today.
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Gold Overtakes Euro and US Treasuries: Central Banks Continue to Rely on Gold in 2026
08/16/2026According to the ECB, gold accounts for 27% of global official reserves, placing it ahead of the Euro and US Treasuries. Why central banks continue to buy gold in 2026.
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The 9-Million-Euro Gold Find of Dendermonde
08/16/2026Construction workers in Belgium discover gold bars and coins worth approximately 9 million euros. What this spectacular gold find reveals about physical gold.
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