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The Spargold app enables easy investments in physical precious metals such as gold, silver, and platinum. All precious metals are authenticated, professionally stored, and insured.

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Helge Ippensen

Helge Ippensen

Co-Founder & CLO

Helge holds an MBA focused on law and a state examination in public law, and looks back on over two decades of experience as an entrepreneur and investor. As a certified property manager (IHK), he is also at home in the real-estate world. At Spargold, Helge mainly writes about investment, precious metals, real estate and legal topics.

Articles by Helge Ippensen

  • Digital Euro 2026: 10 Myths and Criticisms Fact-Checked

    Digital Euro 2026: 10 Myths and Criticisms Fact-Checked

    09/14/2026

    Digital euro from 2029? We examine ten common claims regarding cash, data protection, programmability, limits, and control – based on current EU plans.

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  • ECB Raises Interest Rates to 2.50%: What the Rate Hike Means for Gold and Investors Now

    ECB Raises Interest Rates to 2.50%: What the Rate Hike Means for Gold and Investors Now

    09/10/2026

    The ECB is raising the deposit rate to 2.50%. What the interest rate hike means for inflation, gold, bonds, and savers – with current market data.

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  • Saxony-Anhalt 2026: What 43.8 Percent for the AfD Reveals About Economic Trust

    Saxony-Anhalt 2026: What 43.8 Percent for the AfD Reveals About Economic Trust

    09/07/2026

    AfD 43.8%, CDU 17.2%: The election in Saxony-Anhalt is changing the political landscape. The shift in trust regarding the economy and energy is particularly noteworthy.

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  • Gold is Not a Stablecoin – and That is an Advantage

    Gold is Not a Stablecoin – and That is an Advantage

    09/05/2026

    Singapore is tightening the rules for stablecoins. What backing and custody mean – and why gold is nevertheless something different.

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  • 86 Tons of Gold Leave North America – and the Reasoning is Remarkable

    86 Tons of Gold Leave North America – and the Reasoning is Remarkable

    09/04/2026

    The Dutch central bank is reallocating 86 tons of gold from New York and Ottawa to London. What crisis prevention, systemic risks, and gold as an "anchor of trust" have to do with it.

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  • 8.2 Million Germans are Thinking About Emigrating. But Perhaps That is the Wrong Question.

    8.2 Million Germans are Thinking About Emigrating. But Perhaps That is the Wrong Question.

    08/31/2026

    According to INSA, 14% of Germans are considering emigration. In 2025, 288,579 German citizens actually left the country. However, geographical diversification does not necessarily begin with a move.

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  • Germans Own 9,173 Tons of Gold – and the Most Intriguing Figure is a Different One

    Germans Own 9,173 Tons of Gold – and the Most Intriguing Figure is a Different One

    08/31/2026

    German private households own 9,173 tons of gold worth over 1.4 trillion euros. The Reisebank Gold Study 2026 shows why gold is becoming increasingly important.

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  • Gold Above $4,640: What Lies Behind the New "Debasement Trade"

    Gold Above $4,640: What Lies Behind the New "Debasement Trade"

    08/25/2026

    Gold rises to a three-month high above $4,640. Simultaneously, the US Treasury is expanding its bond buybacks. Why investors are once again discussing currency debasement, the dollar, and gold.

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  • EU Tightens Third-Country Banking from 2027 – What Does This Mean for Gold in Singapore?

    EU Tightens Third-Country Banking from 2027 – What Does This Mean for Gold in Singapore?

    08/24/2026

    From January 2027, new EU rules for banking services from third countries will apply. What CRD VI actually prohibits – and why physical gold must be distinguished from it.

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  • US Debt Like After the World War: Why This Is Relevant for Gold

    US Debt Like After the World War: Why This Is Relevant for Gold

    08/23/2026

    Publicly held US debt is projected to reach approximately 101% of GDP by 2026. The historical record of 1946 is drawing closer. What this means for the dollar, interest rates, and gold.

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  • 55 Years of the Nixon Shock: From $35 Gold to $4,600 Gold

    55 Years of the Nixon Shock: From $35 Gold to $4,600 Gold

    08/23/2026

    On August 15, 1971, Nixon closed the gold window. 55 years later, gold costs more than $4,600. What the end of Bretton Woods means today.

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  • Gold Overtakes Euro and US Treasuries: Central Banks Continue to Rely on Gold in 2026

    Gold Overtakes Euro and US Treasuries: Central Banks Continue to Rely on Gold in 2026

    08/16/2026

    According to the ECB, gold accounts for 27% of global official reserves, placing it ahead of the Euro and US Treasuries. Why central banks continue to buy gold in 2026.

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  • The 9-Million-Euro Gold Find of Dendermonde

    The 9-Million-Euro Gold Find of Dendermonde

    08/16/2026

    Construction workers in Belgium discover gold bars and coins worth approximately 9 million euros. What this spectacular gold find reveals about physical gold.

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  • Venezuela Demands Return of 31 Tons of Gold from London – What the Dispute Over Gold Reserves Reveals

    Venezuela Demands Return of 31 Tons of Gold from London – What the Dispute Over Gold Reserves Reveals

    08/16/2026

    Venezuela is demanding the return of 31 tons of gold from the Bank of England. Why this multi-billion dollar dispute demonstrates the strategic importance of physical gold reserves.

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  • China Increases Gold Purchases Again: Why the Strategy Behind the Purchases is More Important Than the Gold Price

    China Increases Gold Purchases Again: Why the Strategy Behind the Purchases is More Important Than the Gold Price

    08/15/2026

    China is significantly increasing its gold reserves. Why the central bank is buying gold, the role of the US dollar, and what investors can learn from this.

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  • Silver at 59 USD: Major Banks Still See Potential

    Silver at 59 USD: Major Banks Still See Potential

    08/05/2026

    Silver is trading at around 59 USD per ounce. UBS, Goldman Sachs, JPMorgan, and Bank of America expect significantly higher prices in some cases. What lies behind the forecasts and which factors are driving the silver market.

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  • Gold instead of the Dollar? Why Central Banks are Strategically Realigning Their Reserves

    Gold instead of the Dollar? Why Central Banks are Strategically Realigning Their Reserves

    08/05/2026

    Why are central banks worldwide buying more and more gold? Learn why gold is gaining importance for foreign exchange reserves and what role geopolitical risks, inflation, and the dollar play in this.

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  • Gold Price Falls Significantly, Gold Demand Remains Stable: Why the Market Remains Divided

    Gold Price Falls Significantly, Gold Demand Remains Stable: Why the Market Remains Divided

    08/05/2026

    Despite a significant price correction, gold demand remains stable. The role played by central banks, ETFs, bars, coins, and Asian investors.

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  • Central Banks Selling Gold: Why Russia and Turkey Are Still Not Signaling an Exit

    Central Banks Selling Gold: Why Russia and Turkey Are Still Not Signaling an Exit

    07/27/2026

    Russia and Turkey are selling gold. Why this is not the end of the central bank trend and what the sales mean for the gold price.

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  • China Restricts Paper Gold – Why Physical Gold Could Gain Importance

    China Restricts Paper Gold – Why Physical Gold Could Gain Importance

    07/26/2026

    China is restricting trade in certain paper gold products for private investors. Why the distinction between a claim on gold and physical ownership could become more important in the future.

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  • Investigations into TGI: What Investors Should Know Now

    Investigations into TGI: What Investors Should Know Now

    07/24/2026

    The Liechtenstein Public Prosecutor's Office is investigating TGI on suspicion of a Ponzi and pyramid scheme. What is known so far and what the case means for investors in the precious metals market.

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  • Gold Coverage of the Swiss Franc: Why 166.9% Sounds Impressive – But M2 and M3 Provide the Crucial Perspective

    Gold Coverage of the Swiss Franc: Why 166.9% Sounds Impressive – But M2 and M3 Provide the Crucial Perspective

    07/24/2026

    The theoretical gold coverage of the Swiss franc stands at 166.9%. Why this figure only considers cash and why M2 and M3 are more important for evaluating the monetary system.

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  • Georgia and the EU: Why Tbilisi is Pausing Accession Talks Until 2028 – and Why Investors are Watching Closely

    Georgia and the EU: Why Tbilisi is Pausing Accession Talks Until 2028 – and Why Investors are Watching Closely

    07/21/2026

    Georgia is pausing EU accession talks until the end of 2028. What does this mean for the economy, taxes, investors, and the country's financial center? An objective assessment.

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  • If even the World Cup trophy were no longer safe …

    If even the World Cup trophy were no longer safe …

    07/19/2026

    Why gold is considered a symbol of true value even in football: A tongue-in-cheek look at a World Cup caricature and the timeless role of physical gold.

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  • Central Banks are Buying Gold: Why Record Purchases are a Strong Signal for Investors

    Central Banks are Buying Gold: Why Record Purchases are a Strong Signal for Investors

    07/19/2026

    Central banks continue to expand their gold reserves. Why central banks are buying despite high gold prices and what this trend means for investors and the international financial system.

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  • Hong Kong Launches Gold Clearing: Is the Gold Market Shifting to Asia?

    Hong Kong Launches Gold Clearing: Is the Gold Market Shifting to Asia?

    07/13/2026

    Hong Kong launches its own gold clearing system. What this step means for London, Asia, the gold price, and investors.

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  • Four Mark Coins and Currency Depreciation: What Silver Value, Purchasing Power, and Inflation Really Show

    Four Mark Coins and Currency Depreciation: What Silver Value, Purchasing Power, and Inflation Really Show

    07/06/2026

    Four German Mark coins illustrate the transition from silver to modern currency. This updated fact check explains silver value, purchasing power, and inflation.

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  • Gold After the Price Drop: Why Goldman Sachs Maintains its $4,900 Forecast

    Gold After the Price Drop: Why Goldman Sachs Maintains its $4,900 Forecast

    07/06/2026

    Gold recovers after a sharp decline. Why Goldman Sachs continues to expect $4,900 and how central banks are supporting demand.

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  • Detecting Gold Counterfeits: Why Even Real Gold Can Be a Fake

    Detecting Gold Counterfeits: Why Even Real Gold Can Be a Fake

    06/30/2026

    Gold counterfeits are becoming more sophisticated. This is how experts test gold coins and bars – and why weight, fineness, or a single device are not enough.

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  • Singapore is Catching Up: Will the City-State Become the Switzerland of Asia?

    Singapore is Catching Up: Will the City-State Become the Switzerland of Asia?

    06/29/2026

    Singapore is rapidly evolving into the Asian counterpart of Switzerland. This comparison shows where the city-state is already catching up and where Switzerland remains ahead.

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