Gold & Precious Metals Savings Plan: Build Wealth from €5

Start your automatic savings plan in just minutes. Invest flexibly in physical gold, silver, or platinum – securely stored and 100% your property.

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Spargold app interface showing savings plan
Invest Smart

Why a Precious Metals Savings Plan?

A savings plan leverages the cost-average effect and removes emotions from investing. Buy real assets regularly instead of paper promises.

Spargold app interface showing savings plan details

Your Gold, Your Rules

Life doesn't follow a straight path. That's why our savings plan adapts to you. Increase your savings rate with salary raises or pause it. Build your portfolio of gold, silver, and platinum exactly the way that suits you.

Free Setup

Get started in just minutes.

Adjustable Anytime

Full control in the app.

No Contract Period

You decide how long.

The Spargold Savings Plan

Automatic Wealth Building

Sit back and relax. With the gold savings plan, you automatically buy real assets. Choose from gold, silver, and platinum – starting from just €5 per month.

Cost-Average Effect
At low prices, you automatically buy more shares; at high prices, fewer. This smooths your entry price for gold, silver, and platinum over the long term.
Start from €5
You don't need large capital. Start small and watch your gold or silver holdings grow month by month.
Fully Automatic
Set up once via standing order and we take care of purchase, transport, insurance, and secure storage.
Full Flexibility
Pause your savings plan, change the rate, or stop it anytime. No binding contracts, full freedom for your budget.
Physical & Secure
Unlike certificates, you acquire 100% ownership of physical bars. Securely stored and deliverable at any time.
Tax Advantages
Profits from selling your accumulated physical gold are completely tax-free after one year of holding.

The Safe Alternative to Gold ETFs

Gold ETFs and ETCs are often just debt securities ('paper gold'). With Spargold, you truly own the physical metal – without issuer risk. It's stored insured as your property in a high-security vault.

No Counterparty Risk

100% physical ownership instead of financial products.

Inflation Protection

Real tangible assets instead of paper promises.

Gold, Silver & Platinum

Diversify your portfolio easily via app.

Spargold app interface showing portfolio ownership

Ready to try Spargold?

Invest easily in physical precious metals.

Download the App