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The Spargold app enables easy investments in physical precious metals such as gold, silver, and platinum. All precious metals are authenticated, professionally stored, and insured.

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Developed and operated in Germany

© 2022 - 2026 Spargold. All rights reserved.

Nils Gregersen

Nils Gregersen

Co-Founder & Managing Director

Nils is a business-informatics graduate with previous roles as COO of the gold token CACHE and at Silver Bullion in Singapore, IT Architect at IBM and founder of the DeFi fintech Paycer. At Spargold, Nils mainly writes about politics, geopolitics, financial markets and precious metals.

Articles by Nils Gregersen

  • Why UBI and Inflation Strengthen Gold — 3 Scenarios After the Job Collapse

    Why UBI and Inflation Strengthen Gold — 3 Scenarios After the Job Collapse

    10/14/2026

    Mo Gawdat calls UBI communism with better branding. 3 scenarios after the AI job collapse — and why inflation, gold, and taxes are inextricably linked.

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  • Why Military Spending Strengthens Gold: 2.9 Trillion for Weapons — 3 Facts

    Why Military Spending Strengthens Gold: 2.9 Trillion for Weapons — 3 Facts

    10/14/2026

    SIPRI 2025: 2.9 trillion USD for weapons worldwide. Mo Gawdat demonstrates the mechanism — why global military spending strengthens gold as a safe haven.

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  • 3 Reasons Why Artificial Intelligence is Changing the Economic System — and What That Means for Gold

    3 Reasons Why Artificial Intelligence is Changing the Economic System — and What That Means for Gold

    10/13/2026

    AI Capitalism Gold: Mo Gawdat (Google X) explains why AI replaces wage labor and breaks the debt system. 3 reasons — what this means for your money.

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  • 5 Facts: Why Banks Are Richer Than Billionaires — Money Is Created Out of Thin Air

    5 Facts: Why Banks Are Richer Than Billionaires — Money Is Created Out of Thin Air

    10/13/2026

    Mo Gawdat explains: Even billionaires only own debt. 5 facts on how banks create money out of thin air — and why gold is the opposite.

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  • Silver Deficit 2026: 46 Million Ounces Missing — How AI and E-Mobility Drive the Shortage

    Silver Deficit 2026: 46 Million Ounces Missing — How AI and E-Mobility Drive the Shortage

    10/10/2026

    Silver deficit 2026: 46 million ounce shortfall - 6th consecutive year. AI CapEx $725 billion, e-cars 70% more silver demand. Why supply is not scaling.

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  • Gold October 2026: DAX and Nasdaq Fall — Precious Metals Rise at the End of the Week

    Gold October 2026: DAX and Nasdaq Fall — Precious Metals Rise at the End of the Week

    10/10/2026

    Gold October 2026: DAX -1.18% to 24,807, Nasdaq -1.39%. Gold +1.63% to 4,225 USD, Silver +2.66% to 60.63 USD. What the divergence means.

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  • Central Bank Gold 2026: 289 Tons in One Quarter — 4 Facts About the Global Buying Wave

    Central Bank Gold 2026: 289 Tons in One Quarter — 4 Facts About the Global Buying Wave

    10/10/2026

    Central bank gold 2026: 289 net tons in Q2 - despite a 16% price decline. Poland and China as record buyers. What the purchases reveal about the dollar.

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  • Poland and Brazil Buy Gold: 3 Reasons for the Central Bank Trend

    Poland and Brazil Buy Gold: 3 Reasons for the Central Bank Trend

    10/10/2026

    Poland and Brazil are buying gold in record quantities in 2026: Poland 82 tons (632 t), Brazil 145 t. 3 reasons: De-dollarization, geopolitics, no credit risk.

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  • Giga-Crash 2027: These 5 Warning Signs Are Being Largely Ignored

    Giga-Crash 2027: These 5 Warning Signs Are Being Largely Ignored

    10/08/2026

    Giga-Crash 2027: IMF, OECD, and IIF sound the alarm — 348 trillion in debt, 45 percent refinancing wave, OECD warning. What this means for gold.

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  • Buying Silver on the Dip: Opportunity or Risk?

    Buying Silver on the Dip: Opportunity or Risk?

    10/07/2026

    Buying silver on the dip: Silver at 61 USD, nearly 49% below ATH. Sixth deficit year, gold-silver ratio at 68. What banks and facts show.

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  • Buying Gold on the Pullback: Opportunity or Risk?

    Buying Gold on the Pullback: Opportunity or Risk?

    10/07/2026

    Buying gold on the pullback: Gold at 4,169 USD, 25% below ATH. Bank forecasts up to 4,800 USD for Q4 2026. What facts and history mean for investors.

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  • French Bonds: Riskier than Greece — What This Means for Gold

    French Bonds: Riskier than Greece — What This Means for Gold

    10/05/2026

    French bonds: OAT/Bund spread at 140 basis points — worse than Greece. 121.7% debt-to-GDP ratio, €43 billion austerity package. What this means for gold.

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  • EU Cash Limit 2027: When Fiat Money Becomes Surveillance

    EU Cash Limit 2027: When Fiat Money Becomes Surveillance

    10/05/2026

    Fiat money under EU control: From July 2027, a cash limit of 10,000 euros will apply — with a buyer data obligation from 3,000 euros. What this means for financial freedom and gold.

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  • Gold Price Iran Conflict: When Oil Rises and Gold Falls Anyway

    Gold Price Iran Conflict: When Oil Rises and Gold Falls Anyway

    10/04/2026

    Gold Price Iran Conflict: Despite escalation, gold is losing value because oil is driving inflation and Fed interest rates. Why interest rates in 2026 outweigh the crisis bonus.

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  • Gold Price 5,000 USD: Why Banks Remain Confident Despite Correction

    Gold Price 5,000 USD: Why Banks Remain Confident Despite Correction

    10/04/2026

    Gold price 5,000 USD by the end of 2026: Morgan Stanley, JPMorgan, and Goldman Sachs maintain their annual targets. Three reasons why the correction is not a trend reversal.

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  • US Yields at 25-Year High: Why Gold Holds Firm at 4,194 USD

    US Yields at 25-Year High: Why Gold Holds Firm at 4,194 USD

    10/04/2026

    US yields at a 25-year high: 30-year bonds rise for the sixth consecutive time to their highest level since 2002 — yet gold holds at 4,194 USD. What this means.

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  • ECB Interest Rate Decision October: What Gold Investors Need to Know Now

    ECB Interest Rate Decision October: What Gold Investors Need to Know Now

    10/04/2026

    ECB interest rate decision on October 29, 2026: Deposit rate at 2.50%, inflation at 3.2% — what a further hike means for the EUR gold price.

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  • Silver Price -7%: When High US Interest Rates Put Precious Metals Under Pressure

    Silver Price -7%: When High US Interest Rates Put Precious Metals Under Pressure

    10/04/2026

    Silver price falls seven percent to 60.70 USD: CME FedWatch shows a 68 percent interest rate hike probability — why bonds are currently outperforming precious metals.

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  • Bitcoin and Gold in October: How Crypto and Precious Metals Complement Each Other

    Bitcoin and Gold in October: How Crypto and Precious Metals Complement Each Other

    10/02/2026

    Bitcoin and Gold in October 2026: BTC at 86,000 USD, Gold at 4,200 USD — why both assets complement each other and what investors need to know about opportunities and risks.

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  • US Inflation Falls: Gold Price Starts October with Gains

    US Inflation Falls: Gold Price Starts October with Gains

    10/01/2026

    US inflation fell to a 3.0 percent core rate in August — much lower than expected. How PCE data moves the gold price and what this means for investors.

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  • Gold or Bonds: Why 5% Yield is Changing Investor Choice

    Gold or Bonds: Why 5% Yield is Changing Investor Choice

    09/30/2026

    Gold or bonds: US Treasuries offer 5.03% — a 19-year high. Why this weighs on gold and what speaks in favor of the precious metal in the long term.

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  • Global Public Debt: Why 300 Trillion is Driving the Gold Price

    Global Public Debt: Why 300 Trillion is Driving the Gold Price

    09/29/2026

    Global public debt 2026: Over 300 trillion dollars in debt, G7 interest burden at record highs. Why rising debt is driving the gold price in the long term.

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  • Gold Price PCE Inflation: Why Wednesday Determines the Gold Rate

    Gold Price PCE Inflation: Why Wednesday Determines the Gold Rate

    09/29/2026

    Gold Price PCE Inflation: Gold at $4,157 at a seven-week low. Wednesday's PCE data point will decide between a rally or a further decline.

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  • Europe's AI Dependency: ASML Sells Zero — What This Means for Gold

    Europe's AI Dependency: ASML Sells Zero — What This Means for Gold

    09/29/2026

    Europe's AI dependency: ASML sells 0% in Europe. The US holds 75% of global AI capacity, Europe less than 5%. Why this weakness drives gold prices in the long term.

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  • Fed & Government Bonds: Why Gold is Under Pressure — and What Applies Now

    Fed & Government Bonds: Why Gold is Under Pressure — and What Applies Now

    09/28/2026

    Gold under pressure: Fed raises interest rates to 3.75–4.00%, 10-year US yield at 5.20%. Why gold fell — and why Goldman Sachs remains bullish nonetheless.

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  • Goldman Sachs Gold Price Forecast 2026: 4,900 USD Despite Fed Rate Hike

    Goldman Sachs Gold Price Forecast 2026: 4,900 USD Despite Fed Rate Hike

    09/28/2026

    Goldman Sachs gold price forecast 2026: 4,900 USD/oz despite Fed interest rate hike. Central banks are buying 70 tons/month. What investors need to know now.

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  • Copper Rally 2026: Gold, Silver, or Copper — Which Metal Leads?

    Copper Rally 2026: Gold, Silver, or Copper — Which Metal Leads?

    09/28/2026

    Copper Rally 2026: A comparison of gold, silver, and copper. UBS forecasts copper reaching up to 14,500 USD/t — for precious metal investors, gold and silver remain the top choices.

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  • Pensioners: Risk of Old-Age Poverty After 43 Years of Work - Gold Comparison

    Pensioners: Risk of Old-Age Poverty After 43 Years of Work - Gold Comparison

    09/27/2026

    Risk of old-age poverty: Pensioners after 43 years of full-time work risk poverty in old age. Had they saved 200 euros monthly in gold, it would be 311,769 euros today.

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  • Energy Crisis Gold and Silver: Europe's Hot Winter 2026

    Energy Crisis Gold and Silver: Europe's Hot Winter 2026

    09/27/2026

    Energy crisis gold and silver in focus: European gas storage at 70 percent, TTF at 72 Euro/MWh — what this means historically for precious metal investors.

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  • Gold Price Q4 2026: Will a Rally Begin After the Weakness?

    Gold Price Q4 2026: Will a Rally Begin After the Weakness?

    09/25/2026

    Gold price Q4 2026 under interest rate pressure: Gold fell from 5,598 to 4,250 USD – central bank purchases and seasonality offer hope. All facts and scenarios.

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