Gold & Precious Metal Savings Plan: Build Wealth from €5.
Start your automated savings plan in minutes. Invest flexibly in physical gold, silver, or platinum – securely stored and 100% yours.
Build Wealth Automatically.
Sit back and relax. With the Gold Savings Plan, you purchase real assets fully automatically. Choose from Gold, Silver, and Platinum – starting at just €5 a month.
Dollar-Cost Averaging
Automatically buy more shares when prices are low and fewer when high. This smoothes out your entry price for Gold, Silver, and Platinum over the long term.
Start from €5
You don't need large capital. Start small and watch your portfolio of gold or silver grow month by month.
Fully Automated
Set up a standing order once, and we handle the purchasing, transport, insurance, and high-security storage for you.
Full Flexibility
Pause your savings plan, change the rate, or stop it at any time. No lock-in contracts, total freedom for your budget.
Physical & Allocated
Unlike certificates, you acquire 100% ownership of physical bullion. Securely stored and available for delivery at any time.
Tax Advantages
Profits from the sale of your accumulated physical gold are completely tax-free after a one-year holding period.
Why a Precious Metal Savings Plan?
A savings plan leverages Dollar-Cost Averaging and removes emotion from investing. Buy real assets regularly instead of paper promises.
Your Gold, Your Rules
Life isn't always linear. That's why our savings plan adapts to you. Increase your savings rate when you get a raise or pause it when things get tight. Build your portfolio of Gold, Silver, and Platinum exactly how it suits you.
Free Setup
Get started in minutes.
Adjustable Anytime
Full control via the app.
No Fixed Term
You decide how long to save.
The Secure Alternative to Gold ETFs
Gold ETFs and ETCs are often just debt instruments ('Paper Gold'). With Spargold, you own the actual physical metal – with no counterparty risk. It is stored as your specific property, fully insured in high-security vaults.
No Counterparty Risk
100% physical ownership, not a financial product.
Inflation Protection
Real tangible assets instead of paper promises.
Gold, Silver & Platinum
Diversify your portfolio simply via the app.
